Tempted to hire a private investigator to spy on employees claiming workers’ compensation? You’re not alone. Luckily, covert operations can be avoided by taking a proactive approach to preventing workers’ compensation fraud. Here are some effective tips for shielding your business. Watch for red flags Knowing common signals of workers’…
Monthly Archives: August 2015
Home is where the heart is, and for most homeowners, a large portion of your net worth resides there as well. We all know that insuring this valuable property is both necessary and expensive. In fact, homeowner’s insurance premiums can take a healthy bite out of a family’s monthly expenditures….
Workers’ compensation claims can occur in any workplace. While employers understand that solid safety protocol can reduce the incidence of these claims, many don’t realize that steps taken during the hiring process can also have some impact on managing this liability. Not taking the time to thoroughly interview applicants to…
Most people wouldn’t overlook a 300-pound football linebacker or a 400-pound boulder coming their way. For some reason, a garage door, which is also typically 300 to 400 pounds, opening and closing usually isn’t given a second thought. While this object may seem benign, it’s often the heaviest moving feature…
The workers’ compensation system was designed to provide a method for efficiently returning injured workers to their jobs as soon as possible. Getting lawyers involved in this process when it isn’t necessary slows it down, makes it far more inefficient, and adds costs. The best way to avoid the need…
Few drivers consider themselves bad drivers. In fact, most people would probably give themselves an A+ on their driving skills. While some may indeed be excellent drivers, there wouldn’t be over 6 million vehicle accidents each year in the United States if everyone was an excellent driver. Even though what…
Does your current insurance portfolio adequately protect your company and its most key people against significant financial losses? All companies understand the importance of a general liability policy, for example, to cover customer injuries that occur on the business premises. And every business knows it’s important to protect the business…
Having a reliable backup generator can be invaluable during a power outage. From powering a refrigerator, the lights, or heating or cooling during an emergency power outage, an emergency generator can be a real asset and provide many of the essentials that your family would otherwise be without during an…
If you run a small, privately held company, you may not think that you need the kind of insurance protection that larger, publicly traded companies have for their directors and officers. You would be mistaken. Directors and officers (D&O) liability insurance has a place in the insurance portfolio of just…
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