Due to the fact that condominium coverage must be properly coordinated with the condominium association’s master policy, making sure that you have the proper amount of insurance on your condo is often much more difficult than run-of-the-mill coverage on a single-family dwelling. In order to avoid catastrophe, you should do…
Your business could face big problems if one of your employees becomes a victim of identity theft. That’s an alarming fact considering the rapid growth of this costly white-collar crime. How does identity theft among your employees affect your business? One of the provisions of the Fair and Accurate Credit…
What do holidays, special occasions, and inheritances often have in common? If you guessed the acquisition of a new possession, then you’d be right. While excited about your new big-screen, appliance, jewelry, antique, art, or other valuable item, you need to be mindful that acquiring such also increases the monetary…
Did you know your business is liable for how your employees use the internet while they’re on the job? Many business owners protect themselves by monitoring their employees’ email and internet usage, including instant messaging. Some employers are reluctant to implement an email and internet oversight policy. But monitoring email…
Most Americans are surprised to learn that, nationally, approximately 1 in 6 drivers on the road are uninsured. This information comes from a recent study by the Insurance Research Council. The study further shows that in some states, as many as one in three drivers are uninsured or underinsured, and…
If you use workers from staffing or leasing agencies to supplement your workforce, how adequately do your current insurance policies protect your company in the event that one of these individuals is injured on the job? If you’re covered under an Insurance Services Office, Inc. (ISO) commercial general liability (CGL)…
According to The National Highway Transportation Safety Administration, there are more than six million U.S. motor vehicle crashes per year reported in the United States. Most of us don’t like to think about what if, especially when it comes to vehicle accidents. However, the odds say that you’ll most likely…
Tempted to hire a private investigator to spy on employees claiming workers’ compensation? You’re not alone. Luckily, covert operations can be avoided by taking a proactive approach to preventing workers’ compensation fraud. Here are some effective tips for shielding your business. Watch for red flags Knowing common signals of workers’…
Home is where the heart is, and for most homeowners, a large portion of your net worth resides there as well. We all know that insuring this valuable property is both necessary and expensive. In fact, homeowner’s insurance premiums can take a healthy bite out of a family’s monthly expenditures….
Workers’ compensation claims can occur in any workplace. While employers understand that solid safety protocol can reduce the incidence of these claims, many don’t realize that steps taken during the hiring process can also have some impact on managing this liability. Not taking the time to thoroughly interview applicants to…
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